Cyber insurers deny claims when businesses had poor security at the time of breach. Guardlyne identifies and helps you fix those gaps before you need to make a claim.
Check your insurance readiness freeInsurers expect MFA on email, remote access, and financial systems. If you were breached through an account without MFA, many policies exclude coverage entirely.
DMARC prevents criminals from sending emails pretending to be you. Without it, your domain is unprotected. Insurers increasingly require it as a condition of coverage.
Having a backup is not enough. If your backup was encrypted by the same ransomware attack, it is useless. Insurers want to see tested, isolated backups.
When a breach happens, what do you do in the first 72 hours? Without a plan, businesses make costly mistakes. Insurers use the absence of a plan to reduce or deny payouts.
If a breach exploited a vulnerability that had a patch available, insurers can argue the breach was preventable and reduce their liability.
If you said you had security controls that you did not actually have, the insurer can void the policy entirely — even for unrelated claims.
The minimum security baseline most insurers now require for SMB coverage
On email, remote desktop, financial systems, and admin accounts. Non-negotiable for most insurers.
Prevents domain spoofing. Insurers check this directly on your domain before quoting.
Backups must be isolated from the main network and tested for restorability.
A documented plan for what to do in the first 72 hours of a breach.
Managed antivirus and device management across all company devices.
Staff trained to recognise phishing at least annually.
Admin accounts separate from daily use accounts. Least-privilege access enforced.
Third parties with access to your systems reviewed for security posture.
Canadian privacy law compliance. Breach notification process documented.
Connect Microsoft 365 in 60 seconds. Guardlyne automatically checks all 9 controls insurers look for — no manual questionnaire needed.
Your dashboard shows an insurance ready or not insurance ready status with specific gaps identified. No surprises at renewal.
Plain-English fix list prioritised by what insurers care about most. Each fix includes estimated time to complete.
Find out in 60 seconds. Connect your Microsoft 365 and get your insurance readiness status — free for 14 days.
Check your insurance readiness free14-day free trial · No credit card · Canadian data residency
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